Credit Offer Optimization for:
Credit Unions
Community Banks
SMB Lenders
Fintech Partners
Maximize customer value by delivering personalized credit offers at the perfect moment and best pricing—instantly and in real-time.
Innovative credit unions, banks, and fintechs are choosing Modelshop to:
- Automate real-time credit offers
- Personalize product offerings
- Leverage cash flows and open banking data
- Grow approvals and expand accounts
TRUSTED BY
We make an impact where it matters...
Modelshop’s no-code platform and tailored services help financial institutions strategically measure, analyze, and enhance customer performance. The platform enables FIs to better understand customer needs, behaviors, preferences, and financial health—while implementing strategies ten times faster and more cost-effectively than traditional technology.
Acquire 32% more qualified borrowers
Reduce first-payment default losses by 21%
Increase decision automation by 90%
Deploy new data attributes and strategies in one day
Why Modelshop?
In today’s competitive lending market, personalized credit offers aren’t just a luxury—they’re essential. Data-driven, tailored offers connect with customers, boost acceptance rates, and drive revenue growth.
Modelshop’s flexible, highly configurable platform empowers your team to refine and optimize these offers using data analysis and machine learning—ensuring each customer gets the right financial product at the right time, for the right price.
- Increase Offer Acceptance Rates
- Enhance Customer Loyalty
- Improve Revenue & Profitability
- Reduce Friction in the Offer Process
- Enhance Portfolio Performance KPIs
A powerful platform to automate personalized credit offers for your customers
Connect to industry data
Modelshop has plugins for bureaus, open banking data, and identity vendors to help assemble models quickly.
Create custom variables
Every risk team has their unique view into credit decisions. Build new insights with no code tools.
Build AI guided decision logic
Click to deploy a decision API
Deploy as a real-time decision engine with a click, including built in decision performance tracking.
Advanced Risk Algorithms, without a PhD
Traditional Score & Segmentation
Probability of default prediction combined with ‘credit box’ segmentation across key ratios.
Risk-Weighted Cash Flows
Weighted ROA predictions based on cash flows, debt positions, likely default month and price point.
High Dimension Predictions
Advanced predictive analytics translated into explainable multidimensional segmentations.
Economic Impact Projections
Model risk based on collateral values, economic indicators and potential adverse events.
