Offer Optimization for
Credit Unions
Community Banks
SMB Lenders
Fintech Partners
Unlock the full value of your customers by delivering the right personalized credit offer at the right time for the optimal price in real-time.
Innovative credit unions, banks, and fintechs are choosing Modelshop to:
- Automate Real-time Credit Offers
- Personalize Product Offerings
- Leverage Cash Flows & Banking Data
- Increase Account Growth & Loan Approvals
TRUSTED BY
We make an impact
where it matters...
For over a decade, we have been helping our clients to deliver automated risk-based pricing decisions and frictionless personalized credit offers to their customer.
Our no-code platform and customized services gets clients into production 10x faster and more cost effectively than traditional technology.
- ACQUIRE 32% more qualified borrowers
- REDUCE first payment default losses by 21%
- Increase decision AUTOMATION by 90%
- DEPLOY new data attributes and strategies in 1 day
A rocket ship for automating personalized credit offers for your customers
Connect to industry data
Modelshop has plugins for bureaus, open banking data and identity vendors to help assemble models quickly.
Create custom variables
Every risk team has their unique view into credit decisions. Build new insights with no code tools.
Build AI guided decision logic
Use historic customer data to guide new decision logic using predictive modeling and offer optimization tools.
Click to deploy a decision API
Deploy as real-time API decision engines with a click, with built in decision monitoring and perforance tracking.
Advanced Risk Algorithms, without a PhD
Traditional Score & Segmentation
Probability of default prediction combined with ‘credit box’ segmentation across key ratios.
Risk-Weighted Cash Flows
Weighted ROA predictions based on cash flows, debt positions, likely default month and price point.
High Dimension Predictions
Advanced predictive analytics translated into explainable multidimensional segmentations.
Economic Impact Projections
Model risk based on collateral values, economic indicators and potential adverse events.
