Optimal Risk Decisions for Real-time Origination Credit Underwriting Income Estimation Personalized Pricing Cash Flow Modeling Line Assignment
Unleash your customer's potential with real-time, optimized risk decisions.. without code
Why innovative credit unions, banks, and fintechs are choosing Modelshop
- Increase Automated Decision Rates
- Personalize your Member Experience
- Leverage Banking Data for Increased Insights
- Improve Equity and Generational Inclusion
TRUSTED BY
We make an impact
where it matters...
Modelshop has been automating lending decisions with credit and banking data for over a decade.
Our no-code decision platform and customized services gets clients into production 10x faster and more cost effectively than traditional approaches.
- ACQUIRE 32% more qualified borrowers
- REDUCE first payment default losses by 21%
- Increase decision AUTOMATION by 90%
- DEPLOY new data attributes and strategies in 1 day
A rocket ship for automating customer decisions
Connect to industry data
Modelshop has plugins for bureaus, open banking data and identity vendors to help assemble models quickly.
Create custom variables
Every risk team has their unique view into credit decisions. Build new insights with no code tools.
Build AI guided decision logic
Use historic customer data to guide new decision logic using predictive modeling and offer optimization tools.
Click to deploy a decision API
Deploy as real-time API decision engines with a click, with built in decision monitoring and perforance tracking.
Advanced Risk Algorithms, without a PhD
Traditional Score & Segmentation
Probability of default prediction combined with ‘credit box’ segmentation across key ratios.
Risk-Weighted Cash Flows
Weighted ROA predictions based on cash flows, debt positions, likely default month and price point.
High Dimension Predictions
Advanced predictive analytics translated into explainable multidimensional segmentations.
Economic Impact Projections
Model risk based on collateral values, economic indicators and potential adverse events.
