Give More Peronalized Offers to Customers who will Pay You Back

The financial behavior of your customers is changing and your credit models have to keep up. Get a better view on risk and opportunity with our Cash-flow and Open Banking Solutions.

Access More Customers

Find customers overlooked by the competition

Classic segmentation risk models are built on traditional assumptions on how individuals utilize credit. The next generation of potential customers do things differently, and by considering alternate data such as banking behavior and cash-flow modeling, lenders can attract more profitable customers, new account growth with lower risk.

Eliminate Friction

Remove friction with smarter personalized offers

Competition in new account growth and credit lending has accelerated with tech savvy new players. Providing a frictionless personalized experience is essential to compete. Intelligent risk-based models can access alternate data sources to remove friction from the origination and servicing experience while offering a very customer-centric financial products.

Increase Agility

Get to market faster with no code agility

Classic roles of risk teams, product owners and IT are changing and traditional barriers between these stakeholders need to be eliminated in order to innovate. By empowering risk and product teams to deliver new risk informed credit decisions without requiring a coding step, the business can be more agile as they adapt to emerging market needs.

A rocket ship for automating credit decisions

The Modelshop team has been building credit decision engines for decades and our platform enables risk teams to automate their credit decisions 10x faster.

Integrate data with a click

Modelshop has data plugins for bureaus, open banking data and identity vendors to help assemble models quickly.

Create a custom logic model

Every risk team has their unique view into credit decisions. Modelshop's powerful data modeling and logic engine forms the core of modern credit decisions.

Train your AI analytics

Use historic credit data to backtest prior logic and train new decision logic using predictive modeling, risk correlation and performance optimization engines.

February 2, 2014

Deploy with a click

Credit logic and models built in Modelshop can be deployed as a real-time dcredit engine with a click, tracking changes and depdencies along the way.

Not sure where to start?

Our services team can help most lenders enhance their existing risk models with alternative data in just a few weeks with very little impact to your existing technology stack.