Reduce friction
with
income estimation models
Use banking data to predict an applicant's expected income with confidence
Lend with confidence
Leverage banking and wage vendor data to accurately predict real income, including for self-employed and gig economy workers.
Non-Standard Income
Better income tagging using AI
Use predictive analytics to more accurately tag income transactions based on categories, keywords and deposit timing.
Income Stability
Project applicant future income stability
Use past income patterns and sources to predict future expected applicant cash flows, including the probability of income interruption based on economic scenarios.
Continuous Learning
Use expert tagging to improve estimate accuracy
Uncertain deposits can be flagged for manual review and tagged by experts. Manual tagging is fed back into the AI model to improve future accuracy.
