Real-time credit decisions for SMB lending

Lending to a business without modeling financials is risky. Leverage powerful AI automation to grow your lending volumes and reduce manual underwriting.

Business Performance

Model business performance using banking transactions

Typically only larger commercial loans undergo manual financial analysis, but every small business loan represents risk. By leveraging AI based risk models and alternate data, every small business loan can be reviewed for the financial stability of the business, instantly.

Remove Friction

Less Origination friction with AI credit decision engine

Small business owners want to complete their loan and get back to their business as quickly as possible. Lenders who provide a frictionless loan origination process have a clear competitive advantage. Our AI credit decision engine reduces friction by eliminating data requests and manual review cycles.

Increased Agility

Get to market faster with no-code agility

Classic roles of risk teams, product owners and IT are changing and traditional barriers between these stakeholders need to be eliminated in order to innovate. By empowering risk and product teams to deliver new informed lending decisions without requiring a coding step, the business can be more agile as they adapt to emerging market needs.

Proven Experience

Deliver robust risk decisions in real-time with our AI risk modeling platform.

Not sure where to start?

Our services team can help SMB lenders enhance their existing credit decision process with alternative internal and external data in just a few weeks with very little impact to your existing technology stack.