Instant Income Verification Using Plaid

When evaluating a loan application, the most important thing a lender must do is verify the applicant’s income. By integrating Plaid’s bank transaction report into a credit model, lenders can verify employment status and income without a manual review step. The result is a frictionless consumer experience and improved conversion rates. The ease with which […]

Targeted Credit Offers using AI

Models that leverage machine learning and AI can predict, with greater accuracy, applicant behavior. It gives organizations an edge; they can offer products to applicants that they are more likely to purchase. This leads to higher conversion rates and more closed deals. Watch Modelshop’s head of product create a targeted credit model live.